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Most conventional mortgages have either fixed or adjustable interest rates. Typical fixed interest rate loans have a term of 15 or 30 years. A shorter-term loan usually results in a lower interest rate.

  • 97%Financing
  • Fixed or adjustable rate
  • HARP loans available
  • 2nd Home, non-owner occupied investment property financing available

Easier Qualification & Low Rates With Government Backed Security

  • 3.5% Down Payment
  • Low minimum credit score requirement
  • Fixed or adjustable rate
  • Lower payment
  • Limited closing costs
  • No prepayment penalty
  • Streamlined documentation on refinances

No money down USDA rural development loans to help you.

  • No down payment required
  • Closing costs payment can come from any source
  • Easy qualification
  • Not limited to first-time homebuyers
  • Lower up front funding fee, along with a low monthly USDA fee

Easier Qualification & Low Rates With Government Backed Security

  • Available to veterans, reservists, active duty personnel, and surviving spouses of veterans, based on military entitlement
  • No down payment required
  • Reduced interest rates
  • 30 and 15 year fixed loans
  • No monthly mortgage insurance premium
  • Limited closing costs
  • No prepayment penalty

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