Real Estate Loans

Most conventional mortgages have either fixed or adjustable interest rates. Typical fixed interest rate loans have a term of 15 or 30 years. A shorter-term loan usually results in a lower interest rate.

• 97%Financing
• Fixed or adjustable rate
• HARP loans available
• 2nd Home, non-owner occupied investment property financing available

• 3.5% Down Payment
• Low minimum credit score requirement
• Fixed or adjustable rate
• Lower payment
• Limited closing costs
• No prepayment penalty
• Streamlined documentation on refinances

• No down payment required
• Closing costs payment can come from any source
• Easy qualification
• Not limited to first-time homebuyers
• Lower up front funding fee, along with a low monthly USDA fee

• Available to veterans, reservists, active duty personnel, and surviving spouses of veterans, based on military entitlement
• No down payment required
• Reduced interest rates
• 30 and 15 year fixed loans
• No monthly mortgage insurance premium
• Limited closing costs
• No prepayment penalty